Changing Your Health Insurance After Marriage Or Divorce
Posted: May 8, 2019
Generally, you can only enroll in a health insurance plan during open enrollment or during a special enrollment period brought about by a qualifying event. Both marriage and divorce are considered qualifying events. Understanding when you are eligible to make changes is key to avoiding high-cost health insurance coverage or paying medical bills on your own. How Can You Change Your Health Insurance If You...
What Is the Right Time to Purchase Life Insurance?
Posted: April 15, 2019
Life insurance is important because it provides financial security for your loved ones should you become incapacitated or pass away. Even if you have no assets to pass on, a life insurance policy can provide an inheritance for them. It can also be used to pay off outstanding debts, such as a mortgage, car loan, or credit card debts, to avoid placing additional burdens on...
Why It Is Important to Review Your Insurance Policies on a Yearly Basis
Posted: April 1, 2019
Insurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. At Insurance Strategies, Inc. in Tulsa, Oklahoma, our agents can assist you with an annual review of your home, auto, and life insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons to Review...
Do You Have Enough Life Insurance?
Posted: March 15, 2019
Most of us would prefer not to think about what would happen to our families if something happened to us. Life insurance is something we may have to force ourselves to think about, just like a will. The good news is that purchasing a whole life insurance policy can be a great financial investment. This form of insurance not only allows your life to be...
How Should You Pay for Your Health Insurance?
Posted: March 1, 2019
Consumer-driven healthcare offers three popular tax-advantaged benefit accounts -- the Health Savings Account (HSA), the Health Reimbursement Arrangement (HRA) and the Flexible Spending Account (FSA). Each of these three types of accounts: Is sponsored by the employer; Is designed to offset the high cost of medical care; Involves tax-advantaged contributions; and Allow individuals more control of their personal healthcare needs. Beyond these common features, there...